Your goal is to provide employees with great benefits. But an important thing you may not be providing is how those benefits fit into an employee’s overall financial picture. Presently, nearly half of American employees are worried about their personal finances. It’s understandable. In school, we were never taught fundamental financial principles like saving, investing, and diversifying assets. And now we’re seeing the long-term effect: employees are looking for financial guidance that employers may not have the time or resources to provide.